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Consumer Guide to Purchasing Auto Insurance

Download the Consumer Guide to Purchasing Auto Insurance. The Guide explains Compulsory and Optional Insurance; provides information about driving record, and accidents, claims, and fraud; and gives tips on shopping for insurance and lowering your premium.

Remember that the Guide is not meant to be a substitute for reading your Massachusetts Automobile Insurance Policy. That policy is your insurance contract. Questions or disputes concerning your automobile insurance will be resolved according to the terms of this policy.

Guide Topics include:

Compulsory Insurance

  • Bodily Injury to Others
  • Personal Injury Protection (PIP)
  • Bodily Injury Caused by an Uninsured Auto
  • Damage to Someone Else's Property
Optional Insurance
  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Limited Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto

Massachusetts Registry of Motor Vehicles (RMV)

At the Massachusetts RMV, you can:

Division of Insurance

For further information on Mass Auto Reform, visit the Division of Insurance