Consumer Guide to Purchasing Homeowners Insurance
Here are answers to some of the most frequently asked questions about Massachusetts homeowners insurance-from replacement cost to flood insurance-provided by the Massachusetts Division of Insurance.
(Please note: While reasonable efforts have been made to ensure that this information is accurate, it is general in nature and may not apply to your specific situation.)
National Flood Insurance Program
Most homeowner policies do not provide coverage for damages resulting from flooding. If you live in a flood-prone area, you should consider and may be required by your lending institution to purchase a flood insurance policy. The National Flood Insurance Program makes federally-backed flood insurance available to property owners in more than 330 Massachusetts communities that have agreed to adopt and enforce floodplain management ordinances. If you wish to purchase flood insurance, you may do so by contacting one of our offices.
To learn more about flood insurance visit the National Flood Insurance Program.
This information was compiled to help consumers answer some of the most frequently asked questions about homeowners insurance. Additional questions or comments should be made to the Division of Insurance.
Source: Massachusetts Division of Insurance/Consumer Service